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As a business owner, you hold sensitive information about your clients, employees, and operations. That makes your business a target for cybercriminals. Even a single breach can disrupt your operations, damage your reputation, and lead to costly legal or regulatory issues. Why Cyber Security Matters As a business owner, you handle sensitive information about your clients, employees, and operations. This makes your business a prime target for cybercriminals. A single breach can cause downtime, costly repairs, reputational damage, and even legal or regulatory penalties if sensitive data is exposed. Protecting your business now helps safeguard your clients, your team, and your reputation. Simple Steps to Strengthen Your Security Keeping your

As we head into the warm months ahead, it’s easy for spending to creep up – whether it’s extra coffee runs, casual catch-ups, or spontaneous online buys. If you’re looking to reset your financial habits, regain control and step into the next year (or financial period) with confidence, a 30-day no-spend challenge could be just what you need. What is it? For one month, commit to spending only on the essentials – think groceries, utilities, bills, fuel and necessary business or personal costs. Everything else goes on hold for the time being. The aim isn’t deprivation – its about mindfulness. About discovering what you spend on, why you do, and

You don’t have to spend money to make the most of summer. Whether you’re flying solo, with family, or catching up with friends, there are plenty of ways to enjoy the season without touching your wallet. Here are some local favourites to help you through your no-spend month: Download the PDF version for: Free & Fun Summer Activities for the Holidays! ​ Subscribe We will add you to our newsletter mailing list – unsubscribe anytime Built with Kit

The holiday season has quickly made its way back around – and with it comes the question, “what do I get everyone this year?” This season we’d like to put a spotlight on the businesses that bring our community to life. From independent shops to homegrown brands, these gifts show off our amazing community and all it has to over. Finding the perfect gift can be tricky, but we’d like to help! Christmas Gifts We Love Gentle Habits, Positive Outcomes Journal – Available at Kin Goods Gift Certificate – Loch & Key Restaurant Soy Wax Candle – Eliza May (available at Loch Christmas Market – Friday 28th November) Sunkiss Skin &

Big Changes Ahead for Small Business Superannuation Big Changes Ahead for Small Business Superannuation The ATO has announced that the Small Business Superannuation Clearing House (SBSCH) will close on 30 June 2026. From 1 October 2025, new businesses won’t be able to join, and the final payment the service will process will be for the March 2026 quarter. The good news? We’ve already been getting ahead of this, and many of our clients are set up and running smoothly with automated super solutions. For those not yet on a service like Payday Super, there are a few extra things to be aware of. Here’s what’s changing, why it matters, and

Spring is the season of renewal, warmth and growth. Spring is the season of renewal, warmth and growth. As winter, very slowly, but surely fades away, blossoms bloom and the grass grows greener. An important time to reset for the busy 2nd Quarter, reflect on the year past and re-enter with a clearer mindset. Whether you’re organising your inbox, tidying your workspace or ticking off your to-do list, little changes open the door to productivity, balance and a clear mind. What to focus on Set clear priorities for the new season – identify what matters most right now, what goals you want to achieve and things you’d like to change.

With World Mental Health & Wellbeing day passing us by on the 10th, we can’t think of a better time to talk about such an important topic. Whether your the boss of your own company, an employee of one or a friend seeking to help someone who needs it, being aware of mental health and wellbeing has a big positive impact, not just for others but for you too. Small ways to support your team every day Supporting wellbeing doesn’t have to be complicated or costly. Simple actions can create a big impact: Check in regularly: Genuine conversations about how people are feeling build trust and show you care. Encourage

🌟 We’re thrilled to introduce our Rising Star Award-Winning Bookkeeper Elisha Lavallin 🌟 The Rising Stars Awards 2024, a dazzling celebration of young innovators reshaping the financial services industry, crowned its brightest talents at a black-tie gala on Friday, 22 November, at the iconic Fullerton Hotel in Sydney. Among the night’s standout honorees was Elisha Lavallin, our phenomenal bookkeeper and BAS agent, who took home the prestigious Rising Star Award for Bookkeeper! ✨ Elisha didn’t just secure a win, she also earned a finalist recognition for the coveted Excellence Award, an accolade that highlights unparalleled dedication, innovation, and leadership across all categories. A Well-Deserved Victory The Rising Stars Awards program,

Here are our top tips to help you make the most of the new financial year and set your business up for success. As a business owner in Australia, the start of a new financial year is an opportune time to evaluate your business performance, set goals and plan for the year ahead. It’s a chance to reflect on past achievements, address challenges and make strategic decisions that will drive your business forward.   #1 Review and update your business plan If it’s been a while since your business plan has seen the light of day, then now is the time to review it and make necessary updates for the new

The recent increases to concessional and non-concessional superannuation contribution caps are a blessing for retirement savings. But did you know there are even more ways to maximise your super and pave the way for the retirement you deserve? Let’s dive into the strategies that go beyond the basics. 1. The power of salary sacrifice Salary sacrificing means choosing to have a portion of your pre-tax income paid directly into your super fund. Here’s why it’s so effective: You lower your tax!Contributions are made from your income before it’s taxed to potentially reduce your taxable income and therefore your tax bill. Boost your super balance fasterSince super earnings are generally taxed

Are You prepared to manage your cash flow in your business? A cash flow shortage is the number one reason why small businesses fail, but even mid-sized and large companies need smart cash flow management to survive and thrive. Insufficient cash forces companies to make difficult decisions about who is going to get paid and when. Unfortunately, this can lead to vendors and suppliers being paid late, being overdue on rent, and even employees waiting on paychecks. So, are you ready to manage cash flow for your business? #1 PLANNING AND FORECASTING. Effective cash flow management hinges on predicting when cash in-flows will slump to hold onto enough cash during

New Year’s Resolutions? Who Are We Kidding? As the calendar flips to a new year, many of us embark on the tradition of setting New Year’s resolutions. We enthusiastically declare our intentions to: lose weight try a new gym routine eat a different diet eat less, move more give up smoking, drinking, chocolate save more money earn more money/find a new job repay debt, or even revamp the budget. Each year we set out with good intentions, but how long do these new resolutions last? As the weeks pass, the initial fervour often dwindles, and by mid February many resolutions are abandoned. Why does this happen and how can we